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01 · Fintech · iOS & Android

Ledger

Rebuilt the core banking flows around a single idea: every number on the screen should be able to tell you where it came from.

Role
Lead Product Designer
Year
2024
Field
Fintech · iOS & Android
Outcome
+41% Daily active users

The problem

People trusted the bank with their money but not with their screen. The old dashboard showed a balance and a wall of cryptic transaction codes, so the most common support question was the simplest one: what is this charge?

We started by mapping the moments where confidence broke down, then designed the interface to answer the question before it gets asked.

Home screen: balance, spend pulse, and a tappable breakdown for every line.

12

User interviews

3

Prototype rounds

27

Screens shipped

Send money, end to end

  1. 01

    Pick

    Recent contacts surface first, no search needed

  2. 02

    Amount

    Live balance check as you type

  3. 03

    Review

    Fees and arrival time shown before confirm

  4. 04

    Sent

    Receipt links straight to the activity feed

Transfer review: the screen that cut transfer support tickets by nearly two thirds.

Designing for doubt

Every confirmation screen was rewritten to state the consequence in plain language, then show the math underneath it. Nothing irreversible happens without a clear, reversible step in front of it.

We tested the copy as carefully as the layout. Free-text usability sessions told us which words people actually trusted.

A participant working through tasks in a moderated usability session

Outcome

Six weeks after launch, transfer-related support volume dropped by 63% and the App Store rating climbed from 3.6 to 4.8. The clarity work became the template for every new feature that followed.